Maryland

Are cash home buyers in Maryland legit?

Some are, some are lead generators, and a few are wholesalers who never intend to close. A legitimate Maryland cash buyer puts a named entity on the contract, shows proof of funds, names the licensed Maryland title company that will run settlement, and gives the written assignment disclosure Maryland law has required since October 1, 2025.

The short version

  • A "we buy houses" site with a Maryland phone number can be a national template that sells your information to whoever pays for it. The tell is a page that reads the same for a county three states away.
  • Since October 1, 2025, a buyer who may assign your contract must say so in writing before you sign. The rule and your rescission right are on can a wholesaler assign my contract in Maryland.
  • No honest cash buyer charges the seller a fee. "Processing fee", "application fee", or an offer that shrinks at the closing table are the exits.
  • Old Line Home Buyers is based in Clarksville, Howard County, buys for its own account, and its principals are licensed Maryland real estate agents. Our entity, proof of funds and the offer math come in one written document.

Five checks that take ten minutes

  1. Look the entity up on Maryland’s SDAT business search. It should exist, be in good standing, and match the name on the contract.
  2. Ask for proof of funds dated this month, in that entity’s name.
  3. Ask which licensed Maryland title company will handle settlement, and call the title company.
  4. Ask for the math: after repair value, repair budget, their costs and margin. A number with no math behind it is a number that will drop later.
  5. Ask where the last house they bought in your county is. A real buyer can name the street.

Red flags

  • Earnest money of a few hundred dollars on a six figure house.
  • Pressure to sign today, or an offer that expires in hours.
  • A contract that says "and/or assigns" with no written assignment disclosure.
  • A second negotiation after inspection that the first offer should have priced in. How much do cash home buyers pay in Maryland shows what a real number looks like.

Get your Maryland cash offer

Written, usually within a day, with the math shown.

Free written offer · No obligation · No fees, ever

Prefer to talk? Call (443) 505-7653

Maryland seller questions

Is "we buy houses" a scam?
The phrase is not. It is how most honest local buyers advertise. The scams are the lead resale sites and the buyers who tie up your house without the money to close. The five checks above sort them out.
Should I get more than one cash offer?
Yes. Two or three written offers with the math shown, next to a listing estimate, is the only honest comparison. We will show you ours against a listing even when ours loses.
Does a cash buyer need a real estate license in Maryland?
No. Buying for your own account does not require a license. Ours are licensed anyway, which is why we can tell you what a listing would net.
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